PayUnite

Know exactly where your pay goes.

PayUnite brings together your UK take-home pay, monthly pots, mileage, pension, and savings goals — so you always know your free money before payday.

Free forever · No bank connection needed · Built for UK workers

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After your first month with PayUnite you'll know...

Exactly how much free money you haveNot an estimate. Your precise take-home minus every outgoing, down to the penny.
When you'll actually get paidWe check every month if your payday falls on a weekend or bank holiday and adjust automatically.
Whether your spending is creeping upMonthly charts show where your money goes and whether anything is quietly growing.
How much you're actually savingYour savings rate tracked over time, so you can see the progress you're making.

Everything you need to manage your money

Built for UK employees. Accurate tax, simple budgeting, zero hassle.

Accurate UK Tax

Income tax bands, personal allowance tapering, and employee NI, all calculated using 2026/27 rates.

Budget With Pots

Split your outgoings into named pots: rent, bills, food, savings. See if you're on track.

Account Breakdown

Assign each pot to a bank account so you know exactly how much to transfer on payday.

Mileage Claims

Log your business miles and get the tax-free amount calculated instantly at 55p per mile.

Smart Payday

Set your pay day and the app figures out weekends and UK bank holidays automatically.

Charts & History

Save each month and build up a picture over time with bar charts, breakdowns, and trend lines.

Try it yourself

See how PayUnite works. No account needed.

Demo mode. Your data won't be saved

Like what you see? Create a free account to save your results and track every month.


Built specifically for UK workers

PayUnite uses real HMRC PAYE rates, National Insurance thresholds, and England bank holidays.

HMRC 2026/27 rates
Bank holiday aware
Works on any device
HMRC 2026/27 rates
Bank holiday aware
No bank connection

Ready to take control of your money?

Join thousands of UK workers who know exactly where every penny goes.

Notifications

Customise Dashboard

Toggle widgets on/off and drag to reorder. Use Edit layout on the dashboard to resize widgets.